Buy-to-let investors who use company structures not only respond more quickly to market pressures, they also have larger portfolios, according to property research company boss.
5th Mar 20260 511 1 minute read Simon Cairnes
Landlords who own their rental properties through limited companies are significantly more likely to increase their rents than those holding them in their own names, revealing a growing behavioural divide, says Pegasus Insight boss Mark Long (pictured).
Data from the research firm’s Landlord Trends survey shows that 75% of limited company landlords increased rents in the past year, compared with 61% of individual landlords.
Commercially focusedThe figures also show incorporated landlords tend to be more commercially focused on how they run their buy-to-let portfolios, treating them as a business rather than what Pegasus Insight describes as a “side hustle”.
Long says: “Limited company landlords are operating at a different scale, with different funding models and different levels of engagement in the market.
“They tend to run larger, more leveraged and often more complex portfolios, which naturally creates a different risk profile and a different set of support needs.”
In addition, landlords using company structures typically hold far larger portfolios. On average, incorporated investors own 15.9 properties compared to the 4.9 held by landlords investing in their own name.
They are also more likely to own houses in multiple occupation (HMOs). The survey found 35% of limited company landlords held at least one HMO, compared with 17% of individual landlords.
For lenders and policymakers, this is important, as it shows the private rented sector is no longer a single, uniform market.”
Long adds: “For lenders and policymakers, this is important, as it shows the private rented sector is no longer a single, uniform market.
“Ownership structure is becoming an increasingly important lens through which to understand landlord behaviour, resilience and even future supply.”
Tagslimited companies 5th Mar 20260 511 1 minute read Simon Cairnes Share Facebook X LinkedIn Share via Email
